Fixed Deposit (FD) Calculator
Maturity amount, interest, and APY
Instructions
1
Enter Deposit
Initial amount to invest as FD.
2
Enter Rate & Term
Annual interest % and duration in years.
3
Select Compounding
Quarterly is common in many regions.
Formula
A = P(1 + r/n)n·t
APY = (1 + r/n)n − 1
Common Questions
Is FD risk-free?
Bank FDs are generally low risk; check insurance and bank creditworthiness.
What about premature withdrawal?
Banks often charge penalties and lower interest for early withdrawal.