Money Market Account Calculator
Estimate earnings from APY
Instructions
1
Enter Balance
Starting account balance.
2
Enter APY and Months
Annual percentage yield and duration.
Formula
Future = Balance × (1 + APY)months/12
Interest = Future − Balance
Common Questions
Does APY include compounding?
Yes, APY reflects compounding over a year.
Are deposits/withdrawals included?
This calculation assumes no additional transactions.